How Travis in Montana Paid Off $82,136 in Principal in 14 Months — And Is Now Buying Rental Properties

replace your mortgage reviews

What was your mortgage situation prior to starting with Replace Your Mortgage?

We had a 30-year mortgage with a starting balance of $112,000.

When we joined RYM, we had $111,000 in remaining principal balance after paying our monthly payment for 2 years.

What is the current status of your HELOC and how many months did it take you to achieve it?

We added our vehicle and some equipment to consolidate our debt, which brought our HELOC debt to a total of 130,000.

After 14 months, we have a principal balance of $47,864.

That’s $82,136 paid off in 14 months.

What was your biggest concern when deciding to join RYM?

We had never heard of anything like this, and thought that, if it really worked, why haven’t we heard of this before?

But, after learning how it works, we discovered that we couldn’t lose. Sure enough, we didn’t.

How has using the RYM strategy changed your life?

We will have our home paid off in a very short time, and now we are moving on to investing in rental properties because it is so easy to pay them off in a very short time.

This has changed our financial future forever. We are so grateful that we found you.

After seeing and doing this, we will never go back to a traditional mortgage.

What advice would you give to a homeowner considering trying the RYM strategy?


This program works and, if you can follow simple directions, then you WILL pay off your home in a very short time. It’s that simple.

About The Author

Michael Lush

Michael Lush is a mortgage industry expert, having spent fourteen years as a mortgage banker helping thousands of families with their mortgage needs. He is also a father and husband. Michael is co-author of the book Replace Your Mortgage: How To Pay Off Your Home In 5-7 Years On Just Your Current Income. Besides this blog, you can find him on Youtube where he shares more information about HELOC's.